There is nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the common eye, Lloyd appears like a typical middle-aged mum who works tirelessly to take care of her ill hubby.
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So it was to the sheer shock of neighbours when police came down on their driveway to raid the couple's St Helens home.

Hiding behind the household's net drapes was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, cried 'Oh my god' as she was jailed today over a string of untruths consisting of utilizing a dead female's identity, making up 'fake' medical conditions for her kid, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was likewise imprisoned after the set's huge advantages fraud was finally exposed.

While the couple managed to siphon off their ill-gotten gains for several years - neighbours have revealed to MailOnline the obvious hints that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives uncovered a web of lies including the development of pseudonyms to claim benefits

The scammer next door: The assuming semi-detached house Lloyd had actually moved into with Phillips. Phillips had actually failed to divulge this to the council when she relocated in 2018

Phillips imagined in a Help for Heroes hoodie throughout a street celebration held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the event

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to fulfill his carers.

But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'always something dodgy' about Lloyd, and that she would never look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently pocketed almost ₤ 170,000 in advantages over a decade, and likewise helped Phillips incorrectly declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their 2 cars previously this week, they thought they were going off to stay at their secret caravan, just to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a genuine show of not having the ability to walk whenever his carers were here.

'He was shuffling along and holding onto his vehicles in the driveway before he took a long period of time to get to his carer's vehicle on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.

'But after the police raid, they became more reserved and didn't say a lot to people.

'There was constantly something dodgy about her - she would not look people in the eye and extolled going to her ₤ 60,000 caravan but would never ever state where it was.

'They would take her teenage boy and go away on a Thursday night and not get home until Sunday.'

Phillips had fraudulently declared ₤ 100k in PIP, housing benefits, employment support allowance and council tax decreases that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'strolling fine'

Following the cops raid secret rural street, neighbours were entrusted to concerns as to why the couple had actually been apprehended - and some allege Lloyd had later told them it was down to pet dog breeding.

But these questions were finally laid to rest on Tuesday when the court heard how Lloyd had claimed a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal self-reliance payments throughout 11-and-a-half years.

With the help of Lloyd, Phillips was likewise discovered to have actually unlawfully claimed ₤ 100,980.71 through PIP, housing advantages, employment assistance allowance and council tax reductions given that 2018.

Olivia Beesley, prosecuting, described how the mom's elaborate scam began when she incorrectly began declaring housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a fake tenancy agreement for the 'totally fictitious caravan', ultimately taking ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she began making deceptive claims that her husband needed 'numerous daily carers to address his needs'. She reached utilizing Phillips' sister Zoe's birth certificate to impersonate his brother or sister and claim that she was his primary carer.

She also lied that she was unable to work due to being a full-time carer, however was found to have been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began creating 'false medical conditions' for her kid, declaring she had actually a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in false disability living allowance overpayments were claimed in relation to this.

She again used the departed lady's name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple leaving on of their cars earlier this week and assumed they were going off to their 'caravan', just to later find out they were off to jail

When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her boy would apparently go off to a caravan on the weekends.

It is not understood whether this was the exact same 'fictitious caravan' which transpired to have never ever existed, or a certainly a different, genuine caravan.

Leni Newton, 63, said: 'She told people that the authorities raid was because somebody had told on her for reproducing border collie puppies without a licence.

'I'm shocked they've been jailed. I thought they were all above board.

'I just saw them a few days ago leaving suitcases - I thought they were just going to their caravan.'

She included: 'I understand they fulfilled as she was his carer. He was married however Angela moved in. I thought she had lived in Southport.

'I did see his ex-wife parked up in the street seeing his home when they split.

'She was obviously spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.

'There were a lot of police came here.

'He was at the street celebration for the Queen however other times he did appear extremely frail.'

Hand in Hand homecare company verified to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson stated: 'We sacked her instantly when we learnt the fact.

'All her DBS and recommendations had a look at. The cops said we had not done anything incorrect.'

The court heard how Phillips likewise scammed cash from the general public handbag by failing to reveal the truth that Lloyd had actually moved into his home in 2018 - allowing him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.

He is likewise stated to have actually 'overemphasized' his medical conditions and need for care, mentioning that he was not able to do anything for himself.

He stated himself 'unfit for work' and stopped working to mention his wife's wage - illegally pocketing ₤ 51k in work assistance allowance.

However, Phillips alleged that Lloyd had actually finished the kind and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex current history' of psychological health and specials needs consisting of neurological disorder, stress and anxiety and anxiety.

He was likewise said to have a and appeared in court in a wheelchair.

While Phillips had no previous convictions relating to similar matters, however Lloyd's rap sheet shows previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look remained in 2012.

Lloyd was jailed for 2 years after confessing seven counts of scams by incorrect representation, and Phillips was likewise seen cleaning back tears as he was imprisoned for 20 months for fraud by incorrect representation and 3 counts of dishonestly failing to disclose info to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the general public.

'For those who seek to defraud the general public of scarce and important advantages which need to be directed to those who require them, not those who just wish to have them for factors of individual greed, that is a severe offence committed by each of you over a long period of time.'